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Households - Coggle Diagram
Households
3. Saving and Borrowing
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Motives for Saving: Future spending, earning interest, precautionary motive (e.g., fear of unemployment), and available savings schemes.
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Borrowing Motives: Financing large purchases (cars, property), education, or starting a business.
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2. Propensity to Consume
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High-income households: Low propensity to consume (smaller proportion on essentials, more on luxuries and savings).
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