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Underwritting Module - Coggle Diagram

- - - - overview
        
        Customer details
        
        Required fields
        
        Customer identification Type
        
        Verified
        
        Non verified
        
        1 more item...
        
        Customer details
        
        2 more items...
        
        Customer Identification No
        
        Overview
        
        Required fields
        
        Class
        
        Product
        
        Branch
        
        Quotation Period from
        
        Auto fill
        
        Quotation Period to
        
        Auto fill
        
        Currency
        
        sum insured
        
        premium
        
        Mode of business
        
        Optional fields
        
        policy number
        
        duration
        
        channel of business
        
        Event limit
        
        Event limit narration
        
        Event limit narration quotation language
        
        Annual Limit
        
        Annual limit narration
        
        Annual limit narration quotation language
        
        Remarks
        
        Remark Quotation Language
      - Quotation main details
        
        Additional information
        
        product builder-other parameters-additional information(policy level)
        Reference Management
        (additional information management/values)
        
        product builder-other parameters-additional information(policy level)
        
        optional fields
        
        form key core
        
        form key mobile
        
        Loading and discounts
        
        Product builder-product parameters
        
        add new
        
        required fields
        
        rate
        
        loading/discount
        
        %
        
        optional fields
        
        category
        
        1 more item...
        
        loading amount
        
        type
        
        1 more item...
        
        documents
        
        product builder-other parameters-documents to be called-active
        
        add new
        
        core
        
        optional fields
        
        5 more items...
        
        mobile
        
        optional fields
        
        4 more items...
      - Policy plan
        
        Product builder module-Define product -Plan Base Product -Toggle-on
        
        Main flows
        
        Listing View
        
        section
        
        Plan name
        
        no of risks
        
        status
        
        Policy name-policy language
        
        Add/Manage Policy plan
        
        plan details
        
        Required fields
        
        plan name
        
        section
        
        Annual limit
        
        Optional fields
        
        plan name-policy language
        
        Event limit
        
        status
        
        2 more items...
        
        Excess
        
        add new
        
        Excess type
        
        Excess rate
        
        Excess narration
        
        Product builder-section parameters-excess
        
        Perils
        
        Minimum rate
        
        Maximum rate
        
        Default rate
        
        status
        
        sum insured
        
        event limit
        
        event narration
        
        1 more item...
        
        Peril name
        
        Annual limit
        
        Annual narration
        
        1 more item...
        
        Product builder-perils-default perils auto populated and optional perils-add new
        
        validation
        
        event limit<annual limit
        
        event limit exceed
        
        excess
        
        Auto populated
        
        1 more item...
      - Risk details
        
        listing view
        
        Risk Name / Vehicle Registration Number
        
        Section
        
        Sequence No.
        
        Plan
        
        Effective Start Date
        
        Sum Insured
        
        Premium
        
        Status
        
        add new
        
        Risk details
        
        Required fields
        
        Risk Name / Vehicle Registration Number
        
        Section
        
        Effective From
        
        Effective To
        
        Sum insured
        
        Optional fields
        
        Sequence No
        
        Risk Name - Policy Language
        
        Plan
        
        Plan Base
        
        Accumulated Premium
        
        Transaction Premium
        
        Risk Reference No
        
        Relationship
        
        Occupations
        
        Main Risk Code
        
        Print Order No.
        
        Location Address - Policy Language
        
        Location Address
        
        Risk Description
        
        Risk Description - Policy Language
        
        Event Limit
        
        Event Limit Narration-Policy LAnguage
        
        1 more item...
        
        Event Limit Narration
        
        Annual Limit
        
        Annual Limit Narration
        
        Annual Limit Narration - Policy LAnguage
        
        1 more item...
        
        Territorial limits
        
        Additional Information
        
        product builder -other parameters-Additional information
        
        Individual section
        
        All section
        
        Risk Assessment
        
        Risk Inventory
        
        Product builder-section parameters-Inventory
        
        Sequence No.
        
        Assessment No.
        
        Assessment Type
        
        Financial Interest
        
        Required fields
        
        Currency
        
        Amount
        
        Optional fields
        
        Remarks
        
        Status
        
        Active
        
        Inactive
        
        Excess
        
        PB-section-excess
        
        Excess type
        
        Excess rate
        
        Excess percentage
        
        Excess
        
        Loading and Discounts
        
        PB-section-loading and discount
        
        Loading
        
        Type
        
        Category
        
        Rate
        
        Loading amount
        
        Risk Perils
        
        PB-peril-default
        
        Risk details
        
        Sum insured
        
        Effective date
        
        Gross premium rate/actual rate
        
        Annual limit/event limit
        
        Annual narration,Event narration
        
        Excess
        
        Excess type,Excess rate,Excess percentage
        
        Risk Premium Breakup
        
        Risk peril value
        
        Type
        Name
        Calculation method
        Calculation rate
        Base deviser
        Percentage
        Accumulated premium
        Transaction premium
        
        Documents
        
        PB-Other-documents to be called
        
        Risk level
        
        Statements
        
        PB-other parameters-statements
        
        Statutory Collections
        
        Calculation type
        
        Year
        
        Receipt number / date
        
        Excel upload
        
        download-upload
      - Other details
        
        Policy premium breakup -table
        
        Cant edit
        
        Table view
        
        Type
        
        Name
        
        Base Devisor
        
        Calculation rate
        
        Percentage
        
        Calculation method
        
        Accumulated premium
        
        Transaction premium
        
        Total
        
        Task to complete
        
        Pending level
        
        They have to be complete before save and submit
        
        Table view
        
        Task
        
        Status
        
        Completed by
        
        Date
        
        Business and commision parties
        
        Table view
        
        Business party
        
        Intermediary Name
        
        Data base-Is intermediary-now
        
        Type
        
        overview-mode of business
        
        Business share%
        
        Commission party
        
        Conmission rate
        
        Commisision%
        
        Transaction Commission
        
        Annual Commission
        
        Statements
        
        Type
        
        PB-other parameters-statements
        
        Name
        
        Description
        
        Status
        
        Standard
        
        Active/inactive
        
        Wording
        
        Authorization
        
        Completed
        
        print
        
        without quotation number/draft statement
        
        Completed by
        
        Completed Date
        
        Task Assaignee
        
        All users with relevant permission
        
        Underwriting Authorization
        
        Quotation
        
        Claim
        
        Examined
        
        1 more item...
        
        Rejected
        
        1 more item...
        
        Authorized quotation
        
        print
        
        quotation number/print without draft statement
        
        revise
        
        Change the version of quotation
        
        Cancel
    - - Quotation Type
      - Quotation No
      - Branch
      - Class
      - Sum Insured Range(From)
      - Customer name
      - Sum Insured Range(To)
      - Customer Id
      - Product
      - Intermediary
      - Risk name/Vehicle Registration number
      - Quotation Issued Date(From)
      - Quotation Issued date(To)
- - - - Main details
        
        Required fields
        
        Title
        
        Catergory
        
        Full name
        
        Country
        
        Customer Occupation
        
        Optional fields
        
        Language
        
        Priority level
        
        Full name-language
        
        name with initials
        
        name with initials(Language)
        
        Date of birth
        
        Nationality
        
        Gender
        
        Marital status
      - Addresses
        
        Required fields
        
        Type
        
        Address
        
        Optional fields
        
        Address Language
        
        Default
      - Identifications
        
        Required fields
        
        Id type
        
        Registration number
        
        Optional fields
        
        Authority
        
        Valid From
        
        Valid To
      - Contact numbers
        
        Required fields
        
        Contact type
        
        Contact no
        
        Optional fields
        
        Default
      - Documents
        
        Uploaded document
    - - Main details
        
        Required fields
        
        Category
        
        Corporate name
        
        country
        
        Customer occupation
        
        Optional fields
        
        Title
        
        Language
        
        Priority level
        
        Corporate name language
        
        Date of registration
      - Addresses
        
        Required fields
        
        Type
        
        Adress
        
        Optional fields
        
        Address Language
        
        Default
      - Identification
        
        Required fields
        
        Id type
        
        Registration number
        
        Optional fields
        
        Authority
        
        Valid from
        
        Valid to
      - Contact numbers
        
        Required fields
        
        Contact type
        
        Contact No
        
        Optional fields
        
        Default
      - Documents
        
        Uploaded document
- - - - Search
        
        Client Name
        
        Branch
        
        Client Identification
        
        Class
        
        Quotation Number
        
        Product
        
        Risk Name / Risk Identifier
        
        Loading all quotations according to the select fields
        
        click the create button on selected proposal
        
        Policy management=Quotation management
        (We can add or edit sections we add before for the quotation management)
        
        Authorization
        
        Completed
        
        1 more item...
        
        Authorization as a cover note
    - - Customer Name Branch
      - Proposal Number Product Code
      - Risk Name / Vehicle Number
      - Policy Number Endorsement Numbe
      - Cover Period & Intermediary Type
      - Status
    - - Policy types
        
        proposal
        
        policy
    - - 1) Access & Launch
        
        Navigation
        
        Underwriting → Proposal & Policy Management → Home
        
        Open Side Panel
        
        Trigger – Click on Sum Insured / Premium
        
        Loads – Selected policy summary & contextual actions
        
        Constraints
        
        View-only panel (no edits)
      - 2) Policy Summary (Top)
        
        Fields (Display)
        
        Proposal No – Unique proposal identifier
        
        Policy No – Unique policy identifier
        
        Period – From Date → To Date
        
        Endorsement No – Latest authorized endorsement no (if available)
        
        Endorsement/Policy Number Handling
        
        If multiple endorsements, and policy/endorsement numbers are missing
        
        Show only the latest authorized Endorsement
      - 3) (Quick Context)
        
        Left Aligned
        
        Transaction Type – Last authorized transaction (Renewal / Endorsement / Cancellation)
        
        Current Status – Current policy status (Data Entry / Completed / Examine / Authorized)
        
        Right Aligned
        
        Product – Product name
      - 4) Action Buttons (state-based availability)
        
        Manage Policy
        
        Function – Modify policy details
        
        Enabled – For already initiated transactions before authorization
        
        Disabled – After authorization
        
        View Policy
        
        Function – View details
        
        Enabled – Always (including after authorization and during endorsement)
        
        Endorse Policy
        
        Function – Add modifications/amendments
        
        Non financial
        
        We can change any details in,
        Overview-Remark (mandatory)
        Policy main details
        
        after saved it
        status-pending
        Generate a Endorsement number
        
        1 more item...
        
        Financial
        
        We can add or remove risk/premium
        
        if removed or reduced
        
        1 more item...
        
        If added
        
        1 more item...
        
        Enabled – After authorization, when no ongoing endorsement
        
        Disabled – During endorsement, and for new policies before authorization
        
        Renew Policy
        
        Function – Renew the policy
        
        Enabled – Within allowable renewal period (per rules/config)
        
        Disabled – For already initiated transactions; after authorization if renewal conditions not met
        
        Cancel Policy
        
        Function – Cancel the policy
        
        cancel effective date
        
        Cancel reason
        
        Calculate refund premium
        
        Name
        
        Calculation rate
        
        Base devisor
        
        Type
        
        Percentage
        
        Accumulated premium
        
        Transaction premium
        
        completed
        
        1 more item...
        
        Cancel Remark
        
        Enabled – After authorization, when no ongoing endorsement
        
        Disabled – During endorsement, and for new policies before authorization
        
        Print Document
        
        Function – Print policy documents
        
        Current transaction
        
        Policy Schedule
        
        Main Policy Details
        
        11 more items...
        
        Premium Breakup Section
        
        4 more items...
        
        Static Statement
        
        1 more item...
        
        Signing Section
        
        5 more items...
        
        Page 2 Onwards – Risk Details Section
        
        2 more items...
        
        Liability Limits Section
        
        2 more items...
        
        Territorial Limits Section
        
        3 more items...
        
        Sub Section A — Loss or Damage of Insured Vehicle
        
        2 more items...
        
        Sub Section B — Liability to Third Parties
        
        2 more items...
        
        Sub Section C — Medical Expenses
        
        2 more items...
        
        EXTENSION
        
        2 more items...
        
        EXCESS
        
        2 more items...
        
        Warranties Section
        
        1 more item...
        
        Conditions Section
        
        1 more item...
        
        MEMO Table
        
        3 more items...
        
        Motor Insurance Certificate
        
        Certificate Trigger Conditions
        
        3 more items...
        
        Main Details (Display Section)
        
        8 more items...
        
        Risk Details
        
        8 more items...
        
        Signature Details
        
        5 more items...
        
        Coupon Details (Printed With Certificate)
        
        8 more items...
        
        Endorsement/Policy Number Edge Case Handling
        
        2 more items...
        
        Data Sources (All Display Only)
        
        14 more items...
        
        Debit Note
        
        Header & Branding
        
        3 more items...
        
        Policy & Transaction Information
        
        11 more items...
        
        Legal & Due‑Date Information (English Block)
        
        1 more item...
        
        Premium Breakdown (Financial Section)
        
        4 more items...
        
        Bank Details (For Premium Payment)
        
        5 more items...
        
        Payment Installment Plan (If Applicable)
        
        3 more items...
        
        Signature Block
        
        3 more items...
        
        Data Sources
        
        6 more items...
        
        Rules & Validations
        
        4 more items...
        
        Credit Note
        
        Header & Branding
        
        3 more items...
        
        Policy & Transaction Details
        
        12 more items...
        
        Legal & Payment Terms
        
        2 more items...
        
        Premium Breakdown (Credit Values)
        
        4 more items...
        
        Signature Section
        
        3 more items...
        
        Data Source Summary
        
        6 more items...
        
        Validations & Print Rules
        
        4 more items...
        
        Previous Documents
        
        Enabled – After authorization
        
        Disabled – Before authorization and during endorsement
      - 5) Overview Section (Display)
        
        Class – Risk class
        
        Branch – Associated branch
        
        Quotation No – If converted from quotation
        
        Version – Quotation version
        
        Settlement Mode – Payment/settlement mode
        
        Mode of Business – Direct / Agent / Broker
        
        Channel of Business – Distribution channel
        
        Effective Start Date – Coverage start date
        
        Currency – Transaction currency
        
        Premium – Total premium amount
        
        Sum Insured – Total covered amount
        
        Annual Limit – Max payout per policy year
        
        Policy Remark – Remarks at policy level
        
        Event Limit – Max payout per event
        
        Endorsement Remark – Remarks for latest endorsement
      - 6)Cancellation Details (Display when policy is cancelled)
        
        Type of Cancellation – Policy / Endorsement / Renewal cancellation
        
        Cancel Endorsement No – Identifier of the cancellation endorsement
        
        Cancel Effective Date – Effective date of cancellation
        
        Cancelled Date – Actual date policy was cancelled
        
        Reason for Cancellation – Reason code/description
        
        Cancelled Amount – Amount refunded/charged
        
        Cancellation Remark – Free text remark
      - 7) Premium Breakup (Transaction-level)
        
        Basic Premium
        
        Terrorism Premium
        
        Policy Fee
        
        VAT
        
        Total
      - 10) Risk Information (From: Manage Proposal/Policy → Risk Details / Risk Information)
        
        Location – Risk location
        
        Plan / Section – Associated plan/section
        
        Sum Insured – Risk-level SI
        
        Event Limit – Risk-level event cap
        
        Annual Limit – Risk-level annual cap
        
        Risk Period – Coverage period for the risk
        
        Risk Premium – Premium at risk level
      - 11) Peril Details (From: Manage Proposal/Policy → Risk Details / Risk Information)
        
        Peril Name – Name of peril
        
        Effective Date – Peril effective date
        
        Sum Insured – Peril-level SI
      - 12) General Notes & Behavior
        
        Side panel is view-only – No edits allowed
        
        State-driven enablement – All action buttons reflect policy & transaction states
        
        Data freshness – Values reflect latest authorized transaction and current workflow state