"No; it was a big, ugly, antique, but convenient house, embodying a few features of a building still older, half replaced and half utilized, in which I had the fancy of our being almost as lost as a handful of passengers in a great drifting ship. Well, I was, strangely, at the helm!"
the fact that she feels both lost and in control shows her desire to guide the situation even though she barely knows what is happening
Seeing herself as the captain shows her wish to be heroic, which may come more from her fantasies about impressing those around her or even feeling good about her superiority than from the reality of the situation.
Her hope and excitement replace her fear, mostly because she is charmed by Flora and wants to believe she can succeed in this new role.
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Both the narrator of the man of the crowd and the governness think they know and understand more than they actually do and feel superior. The former flatters himself at the beginning of the narrative by indulging in classifying others but ultimately realizes he doesn't understand the city as much as he originally thought. The latter descends slowly into madness and loses the faith and affection of those around her as she tries to alter reality to cling to her internal desires.
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