My long-term financial goals are saving for a car and a downpayment on a house. For the car, I plan on driving a used car first and then, once I saved up enough money ($1,000 to $5,000), I will buy a newly built car with a loan. For the downpayment on the house, it might take me many years to find a home, but I plan on putting down $10,000 to $30,000 for the house. To be honest, it might take me 10 to 20 years to find a home...