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DEBT: CORPORATE, GOVERNMENT & BANKS - Coggle Diagram

- - - - These are development bonds issued by the federal government with a floating interest rate
        
        The interest payments fluctuate over time
        
        The most common type is bonds "D", which pays interest every 28 days
        
        They're aucioned with terms of 3, 5 and 7 years
        
        The interest rate is tied to the weighted interbank funding rate
    - - These are savings protection bonds issued
        
        Great option for those looking to invest in public debt with terms of 3, 5 or 7 years
    - - Oldest government debt instrument, they were first issued in 1978
        
        They don't pay interest throughout their term
        
        They are sold at a discount below their nominal value
        
        They are simple and secure , making them a popular short term investment option
    - - For investors who want to preserve the purchasing power of their investment
        
        They are issued with terms of 3, 10 an 30 years
        
        They pay interest every six moths bases on a real fixed interest rate
- - - - They usually come with coupons which are printed promissory notes
        
        This allows the investor to attach it and collect it at the bank on the maturity date.
        
        These coupons can be traded on the stock market
        
        offer an investment opportunity in public and private debt
  - - - They are legal documents
        
        That the bank promises to pay a fixed amount of money on a specific future date.
        
        These terms can be as short as 7 days and extend up to 28 days
    - - It is a fixed-term investment instrument
        
        offers a fixed interest rate at the end of the term that the bank pays you both your principal and the interest earned
        
        Is designed for those seeking attractive returns with an initial investment of at least $100,000
        
        You also have the option of reinvesting the interest or withdrawing it when the term ends, whichever is convenient.
        
        What happens if I need my money before the expiration date?
        
        The promissory notes do not allow early withdrawal, but as an investor you can apply for a bank loan on favorable terms.
  - - - allows companies to finance their working capital needs
        
        Is not guaranteed by a specific guarantee, but is backed by the financial strength and reputation of the issuing company
        
        This instrument is commonly used by companies that need quick financing at a lower cost than bank loans for investors.
        
        An attractive way to diversify your portfolio with competitive returns to cover corporate and bank debt
- - - - Issued by corporations, traded in securities markets
    - - Not traded, direct issuance by banks
  - - - Banks calidate and guarantee payments
      - Companies issue BAs for financing
- - - - Development Bank Bonds
        
        Issued by development banks to fund projects aimed at fostering economic development
        
        Industrial Development Bonds
        
        These bonds finance industrial projects, attracting investments to enhance production capacity, stimulate job creation and drive economic expansion
        
        Issued by Nacional Financiera
        
        Housing Trust Certificates
        
        They help finance housing projects by pooling money from investors to support the construction of affordable housing, addressing housing shortages effectively
    - - Involves structuring the bond, regulatory approval, and marketing to investors, ensuring compliance with financial regulations