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Income Protection - Coggle Diagram
Income Protection
Benefits
Proportional Benefit
Regular Income
Level or Increasing
Rehabilitation Benefit
Term
Long term
Benefits continue to retirement age
Or pre-determined fixed age
Premium
Guaranteed or Reviewable
Fixed or Escalating
Periods
Waiting Period
Deferment Period
Type
Conventional
IND or GRP
Claim Definitions
Disability
Non - Occupational
Standard of living
Occupational
Underwriting
Extensive
Needs
Cover regular payments
Replacement Ratio
Linked Claims