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Building Resilience: Strategies of Sari-Sari Store Owners from Sampaloc,…

- - - - This research is focused on the correlation between the number of MSMEs and inflation rates for four years, and how simplifying the process with complying with their tax obligations can alleviate the negative effects of inflation.
    - - On this study, it examines the difference between inflation and exchange on a perspective which anyone can't force a thing to work out. This paper also shows the challenges of small and medium enterprises because of inadequent knowledge about the exchange rate.
- - - - Financial Literacy of MSME Business Owners in the Municipality of San Jose, Negros Oriental, Philippines: A Basis for a State University’s Extension Program/ Bancoro, J.
        
        This study highlights the importance of financial literacy for MSME owners' business success. Findings indicate strong understanding of debt management and savings account usage, but gaps in personal financial management, long-term planning, and risk preparedness suggest areas for improvement.
      - Level of Financial Literacy of Micro-Business Owners in the Municipality of Ragay, Camarines Sur, Philippines / Gonzalvado Z., Avila E.
        
        This study examines the correlation between financial literacy and business profit through statistical analysis. Financial literacy enables effective budget creation, resource utilization, investment identification, and growth planning for business owners. Facilitating efficient evaluation of business situations, mitigating risks during economic downturns.
      - Financial Attitude of Sari-Sari Store Owners in Barangay Batinguel Dumaguete City towards Microfinancing / Bancoro, J. C. M., Villagonzalo, B. S., & Villanueva, I. T.
        
        The study examines the borrowing and financial behavior of sari-sari store owners in
        Barangay Batinguel, Dumaguete City, revealing a demographic skew towards older females with
        modest incomes. Borrowing patterns vary, with most owners borrowing 1-2 times per year,
        typically ranging from PHP 3,000 to over PHP 10,000. Financial behavior analysis indicates a
        moderate level of literacy, influenced by demographic factors like age, sex, income, education, years in operation, and monthly sales. The findings emphasize the importance of financial
        literacy programs and support policies to aid microbusiness owners in effective financial
        management and economic contribution.
    - - Addressing High Inflation in the Philippines / Abrea, R.
        
        This article provides valuable insights into effective strategies to mitigate the negative impacts of inflation in the Philippines. It also Address high inflation requires a whole-of-government approach. Its goal is to alleviate the challenges experienced by low-income individuals, similar to the effects felt by small stores such as sari-sari stores.
    - - Qualitative Case Study of Micro-retail ("Sari-Sari") Stores in Catanduanes Island, Luzon, Philippines / Custodio, L. P.
        
        The qualitative case study revealed that store owners face challenges like poor financial planning, basic buying and selling practices, inventory dependent on cash, family managing the business, limited capital impacting competition, reliance on money lenders, unaccounted personal withdrawals, and issues like insufficient capital, high loan interest rates, unrecoverable credit, uncooperative customers, and a lack of government support.
      - The Success and Failures of Sari-Sari Stores: Exploring the Minds of Women Micro-Entrepreneurs. / Gano-An, J., Gempes, G.
        
        This study examines the achievements and challenges faced by female entrepreneurs in the Philippines. Micro-entrepreneurs acknowledge the importance of establishing a robust basis for business prosperity. The study gives the information about women who experience inflations. It also highlighted the success and failure stories of women micro entrepreneurs which could lead to help other women micro-entrepreneurs who are experiencing the same problem.
      - A Study on the Post Pandemic Marketing Mix Responses of Micro Food Businesses in Laguna, Philippines / Moreno et al.
        
        This study identifies marketing mix employed by micro business which will be beneficial in creating a plan in different areas necessary for profitability its business.
    - - Strategic Marketing Decision Making: Evidence from a Philippines Micro Enterprise Perspective/ Bait J., Decena M., De Ocampo M.
        
        This study compares and contrasts Jocumsen's process for small businesses and finds that external factors can affect strategic marketing decisions for MSME owners.
    - - Starting a Small Business amidst COVID-19: The Entrepreneurial Journey of Entrepreneurship Students in Nueva Ecija, Philippines. / Domingo, A. V.
        
        The study investigates the entrepreneurial journey of 23 college entrepreneurship students in
        Nueva Ecija, Philippines, who established small businesses amid the COVID-19 pandemic,
        employing a descriptive research method utilizing a questionnaire and semi-structured
        interviews. It was revealed that the students embarked on a variety of businesses,
        predominantly in food manufacturing, with many commencing operations with less than Php
        10,000 in investment. Despite the challenges posed by the pandemic, the students
        demonstrated high levels of preparedness, fueled by financial incentives, self-confidence
        aspirations, and personal passion. Their journey demonstrates highly developed entrepreneurial
        competencies, filled with opportunities like webinars and mentoring, while also managing
        challenges like adhering to health protocols, managing time, and financial limitations. The
        results of the study suggest that in order to foster students' emerging entrepreneurial mindset,
        academic institutions and policymakers should work together to provide persistent
        entrepreneurship education, peer-mentorship efforts, and government financial help.
  - - - FINANCIAL MANAGEMENT OF MICRO, SMALL, AND MEDIUM ENTERPRISES IN CEBU, PHILIPPINES/ Anoos, J., et. Al.
        
        The study reveals that MSME owners and management in Danao City often deviate from accepted financial management standards, posing sustainability risks. Given their small scale and limited assets/revenue, this deviation is particularly concerning.
      - FACTORS AFFECTING THE PERFORMANCE WITHIN THE MICRO SMALL MEDIUM ENTERPRISE SECTOR IN ISABELA, PHILIPPINE/ Cammayo, E. U., Cammayo, K. B. U
        
        The research is short and straight to point. It shows that the financial Mangement practices of a MSME affects the overall improvement of it. The study revealed the problems that MSMEs are facing. The research revealed that both the financial (profitability, liquidity and solvency) and social performance (poverty alleviation and improvement of standard of living conditions) of the enterprises involved were low and the same are associated with the level of adoption of good financial management (FM) practices. It implies that if the level of adoption of good FM practices is increased, the performance of the MSMEs will likewise improve.
    - - Fiscal Backing for Micro, Small and Medium Enterprises in Pasig City, Philippines during and Beyond Covid-19 Pandemic/ Sabar, A.
        
        This study is helpful because it shows that the Pasig City Government implemented fee reductions, increased tax exemptions, and policies to aid MSME owners.
      - The Role of Philippine Government to Micro, Small and Medium Size Enterprises (MSMEs) After the COVID-19 Pandemic / Tecson, K., & Garcia-Vigonte, F.
        
        This research underscores the significant role of the Philippine government in aiding MSMEs post-pandemic. It highlights the importance and advantages of a strong MSME sector, addressing issues and suggesting programs and training for support.
      - Effectiveness of Microenterprise Law to Registered Micro-enterprises: Quantitative Assessment in The Philippines / Manipol, V.
        
        This study had benefit on Barangay Micro-business Enterprise Law for micro enterprises and to use it as a global reference concerning the effectiveness of similar government law as practiced by the rest of the world. The researcher concluded that this type of government program/law was intended for them to be delivered to these in-need BMBEs. Also, this analysis is a great tool for the beneficial BMBEs that may be needing in the near future, if this law shall use in other parts of the country.
- - - - The warung kelontong are small local grocery shops in the neighborhood run by individuals, usually uncles and aunties. They should begin integrating digital financial apps in their business.
    - - Different Terms
        
        Warung ion Indonesia
        
        Sari-sari Store in the Philippines
        
        Shohuay in Thailand
      - Mom-and-Pop Stores are a staple in Southeast Asian culture. They small retail stores that all cater to the basic needs of the community. They sell them in small amounts and usually provide loans to their customers being that they are acquainted in the community.