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金融創新與電子支付, Bank Revenue Sources, :moneybag:, :money_with_wings:, Example:…
金融創新與電子支付
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支付工具
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Non-Cash
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Electronic Wallets (LINE Pay, iCash, etc.)
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金融科技 Fintech
Service (服務)
Smart Finance (Insurance, Banking), Open Banking (Open API)
Account (賬戶)
Digital Wallets, Virtual Banks, P2P Lending
Technology 科技
Blockchain, AI, Encrypted Tech, Cloud
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Example: 玉山銀行 (E.SUN Bank), 19 banks + 1 post office
e.g., Line Pay Money, Easy Wallet, iCash Pay
The more often people use it, the more dominant the platform becomes.