Please enable JavaScript.
Coggle requires JavaScript to display documents.
Deliverables / Tech Strategy - Coggle Diagram
Deliverables / Tech Strategy
Business / Product / Data / Tech projects by the end of 2024 to achieve "+25"
Stable loan application form (improved bank account integration etc.)
Embedded application form / referrals / dashboard for partners
Stable loan management system
Integration with BAWAG / new partner bank / reporting etc.
Faster risk approvals / risk outsourcing
Experiment with New data source for credit model - Supermetrics, Online Reviews, BAWAG
Stable & Clean Scoring engine / components can be packaged as SaaS easily
New scorecard for tech companies
Monthly review of customer credit limits
Get rid of PHP in the system
From a tech strategy point of view (thinking long term), what should ideally be done in which language?
(To be discussed)
Python (Assume 3 engineers)
Clean Scoring Engine (SaaS capability)
Loan Management System (potentially to be purchased) / rewritten in Python to get rid of PHP dependency / integration with reporting requirements
New Risk Workbench - for Outsourcing / Faster Approvals etc.
BAWAG integration
NodeJS (Assume 3 engineers)
Loan Application Form (incl. Fino, IDNow etc.)
Embedded loan application form (Lending as a service)
New data source customer integration (eg. Supermetrics connection)
Partner dashboards & referrals