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4 Payments Players - Coggle Diagram

- - - - MerchantOne, Paywire, Fiserv, FIS, NCR, FirstData, Temenos
  - - - Adyen
- - - - PayPal, Square
  - - - Shopify, Sage, Intuit quickBooks
  - - - Functionalities
        
        Unique Transaction Id generation
        
        Integration with Tokenization service (Replace PAN with Token)
        
        Fraud prevention => 3DS2
        
        Message Transform (eg xml/json to ISO 8583)
  - - - Connects merchant payment requests and scheme; deposit payment amount to merchant banks.
    - - Payment Processing
      - Payment Retry for failed payments
      - Payment Clearing
- - - - Digital platform is both Scheme and PSP
      - Wallet &
        
        Payment experience,
        
        Merchant settlement