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CHAPTER 4 :Consumer Credit, Consumer Credit Counseling Services If you…

- - - - Expensive loans.
        Finance companies.
        Retailers.
        Check cashers.
        Bank credit cards.
        Tax refund loans.
- - - - Effect of Bankruptcy on Your Job and Your Future Credit
        Different people have different experiences in obtaining credit after they file bankruptcy.
        Many people find it easier to complete bankruptcy forms with the assistance of experienced bankruptcy counsel.
        Monetary costs associated with filing Chapter 13 Bankruptcy include:
        1.Court Costs.
        2.Attorneys’ fees.
        3.Trustees’ fees and costs.
        
        Should A Lawyer Represent You In A Bankruptcy Case?
        You have the right to file your own bankruptcy case and to represent yourself at all court hearings.
        You must complete and file with a bankruptcy court several detailed forms concerning property, debts, and financial condition.
        May find it easier to complete forms with assistance from experienced counsel.