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3Payment - Credit Cards - Coggle Diagram

- - - - EMV at physical PoS
      - Tokenization at online PoS
        
        To counter weak encryption standards at merchants
      - Mobile based (Apple Pay, GPay) at client side
        
        Impersonation, attack at user
  - - - Square
        
        SmartPhone as PoS terminal
    - - Stripe/ PayPal
        
        Payment Gateway / Processor
- - - - No Encryption
    - - Credit card details is stored in plain text or weakly encrypted