Beginning: A cold-hearted man who works his employees to hard without well pay and without knowing their families circumstances.
Middle: After meeting the ghosts, he begins to change and realises the outcomes of his actions
End: A changed man who tries his best to save his loved ones and change the way he treats others.

"If they'd rather die then they'd better do it and decrease the surplus population!"

Beginning: A small, young boy who is very ill but optimistic Middle: The ghosts explains that if Scrooge doesn't change his ways, then Tiny Tim will die very soon due to his chronic illness End: Scrooge changes and Tiny Tim is given care and food and will live for a lot longer