My Life

Beliefs / Values

Service

  • It's important to positively impact lives around you

Education

  • Essential for career readiness and success

Friendships

  • Helps me get through the day

Success

  • Important to happiness

Religion

  • Important to my lifestyle and drives decisions

Needs and Wants

The List

Scuba dive in the Great Barrier Reef

  • Climate change is causing destruction

Build a house

  • Living in a place that I created.

Earn a masters degree

  • Improve success in job search

Travel to Italy

  • Interested in architecture, going underwater

Live in another country for a year

  • I want to experience other cultures

Car

  • I need a way to get to school and work

Happiness

  • I want to be happy with my decisions

House

  • I need shelter

Friends

  • Support system

Money

  • Need to buy a car, house, and food

Goals

Travel to at least 10 new countries by the time I turn 30.

I want to have an A average in all of my classes by the end of the semester

Get a Master's degree in Architecture before I turn 30.

I want to be financially stable enough to own a car, house, and travel once a year.

Attend a four year university after high school.

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Decisions

Where will I choose to live?

  • Close to my job, close to the ocean, suburbs

What will I choose to major in?

  • Important to financial stability and happiness

Where will I go to college?

  • It's a big investment and I want to be happy

Credit Score

By the time I'm 25, I want to have a Good Credit Score (650-700)

I will not close out my old credit accounts.

I will pay my bills in full each month by budgeting everything out beforehand to make sure I'm not overextending.

I will keep my credit utilization below 30% by asking for a large limit and using primarily debit.

I will set up a secured credit card.

I will set calendar reminders to pay my bills on time.

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Credit Card

Miles rewards

Cash back rewards

Hotel rewards

Low APR

Identity Theft

File a report if there are any random credit charges immediately

Memorize social security number

Shred any important documents before throwing them away

Check credit report regularly