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crop insurance pilot project cannot sustain - Coggle Diagram
crop insurance pilot project
cannot sustain
finance
no premium subsidy from the government
systemic risk (catastrophy)
implementation structure
no standard model for PPP on crop insurance
limited coordination among insuracen company, distributer, govenment
no distribution channel for insurance sales
no clear policy target and implementation strategy
target for insurance coverage
medium term strategy to achieve target
capacity
insurance company
limited capacity of insurance company to develop and operate insurance products
no distribution channel of insurance products in rural area
limited experience on index insurance
national government
limited collection and distribution of basic data including weather, crop yield
lack of capacity to coordinate among different insurance program operated in the country (donor driven, fragmented)
no clear policy target and strategy
farmer
lack of awareness on risk management
local government
limited experience and knowledge on index insurance
coverage
imbalanced risk pool (insurance pilot accumulated on vulnerable area)
small and fragmented pilot project without coordination