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Incentive Calculation, Loan Collection Incentives, As the Kongsi Klub…

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        This should be calculated as and when a sale is completed. The Rakan should be able to see the incentives he has earned so far on his dashboard which is why it is needed to be calculated real-time.
        
        As there are 2 criteria which should be considered to calculate the incentive, it can be processed through a daily schedular which will recalculate based on the number of loans.
        
        When the loan application status changed from “Semak” to “Berjaya” it is considered as a completion of a sale. Only those applications should be taken up for incentive calculations.
        
        As the incentive values vary based on the number of loans, first the % indicated for less than 10 should be applied. Once the user reaches 10 or above then the incentive should be recalculated for all the loans with the new value of 1.75%.