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Security and Privacy of Consumer Financial Information - Coggle Diagram
Security and Privacy of Consumer Financial Information
Consumer Financial Information
SSNs
Employment history
Address and telephone numbers
Income information
Driver's license numbers
Who Regulates Financial Institutions
The Federal Reserve System
State-chartered banks that choose to become members of the Federal Reserve System
Bank holding companies
Foreign banks that operate in the United States
Foreign branches of U.S. member banks
The National Credit Union Administration
The Federal Deposit Insurance Corporation
The Office of the Comptroller of the Currency
Special Role of the Federal Financial Institutions Examination Council
Purposes
Establish principles and standards for the examination of federal financial institutions
Develop a uniform reporting system for federal financial institutions
Conduct training for federal bank examiners
Make recommendations regarding bank supervision matters
Encourage the adoption of uniform principles and standards by federal and state banks
Members
The chair of the FDIC
The chair of the NCUA
The comptroller from the OCC
The director of the CFPB
A member of the Board of Governors of the Fed
The chair of the FFIEC State Liaison Committee
Task Forces
Consumer compliance
Examiner education
Information sharing
Reports
Supervision
Surveillance systems
Special Roles of the Consumer Financial Protection Bureau and the Federal Trade Commission
Consumer Financial Protection Bureau
Federal Trade Commission
The Gramm-Leach-Bliley Act
nonpublic personal information
SSN
Financial account numbers
Credit card numbers
Date of birth
Name, address, phone numbers
Transactions
Different Types of Financial Institutions
Finance companies
Insurance companies
Savings and loan associations
Investment companies
Business Challenges Facing Financial Institutions
Phishing scams designed to steal banking account credentials
Mortgage foreclosure scams designed to defraud customers of money
Investment scams with high-pressure sales tactics
Identity theft schemes that borrow money or pass counterfeit checks in the victim's name
Tax scams from attackers demanding money for overdue taxes