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17 Households - Coggle Diagram
17 Households
Borrowing (influences)
Rate of interest
Confidence
The availability of loans + overdrafts
Social attitudes
Spending
Income and consumption
Consumption
expenditure by households on consumer goods and income
Average propensity to consume (APC)
Consumption/Disposable income
Dissaving
Spend more than income
Expenditure pattern
income groups
Taste, age
Influences
Rate of interest
Distribution of income
Confidence (future career prospects)
Improve of wealth
Wealth
Disposable income
Saving
Influences
Wealth
Rate of interest
Income
Tax treatments on saving
The range and quality of financial institutions
Confidence
Age structure
Social attitudes
Income and saving
Average propensity to save (APS)
Types
Contractual saving
sign contract agree to save (pension/ insurance policies)
Non-contractual saving
place in bank/ build social accounts/ buy govern securities