For Example: Let's assume that you invested Rs. 10,000 by buying 200 shares of Rs 50 each. After a year, the NAV stands at Rs 55 per share, and you also receive a dividend of Rs 10 per share. The total returns, in this case, will be calculated as below:
Total Returns = [ [(55-50) x 200 + (10 x 200)]/10,000] x 100 = ((1,000+2,000)/10,000) x 100 = 30%