Please enable JavaScript.
Coggle requires JavaScript to display documents.
Chap 4 - Coggle Diagram
Chap 4
Notice 3
Life insurance
Risk of loss in value during
free look period
may be borne by client
Disclosures
Past performance
Present returns for a period of
not less than a year
Total return and
average annual compounded return
Return of scheme calculated on
offer-to-bid basis
Compared against
another CIS
Comparison made on
offer-to-bid
basis
Compared against an index
Comparison made on
offer-to-bid
or
bid-to-bid
basis
Unit Trust
Risk of loss in value during
cancellation period
may be borne by client
CIS
Units usually held under
nominee company
on behalf of client
Notice 16
Client must be assessed for financial knowledge before selling SIP
Unlisted SIP
Eg. ILP
Conduct CKA
Education levels
Investment experience
3 transactions in 6 mths
Work experience
Listed SIP
Eg. futures, ETF
Conduct CAR
Not applicable to
Simple life policies sold as ancillary product
excluding
mortgage reducing term assurance plans
Factual information provided for
Excluded Investment Product