Please enable JavaScript.
Coggle requires JavaScript to display documents.
LAS - Coggle Diagram
LAS
SMBs + Self employed
Use cases
Working capital
plus other use cases as retail
New equipments / expansion (Doctors)
Asset class
Loan against MF
Loan Against Car
Assumption:
NBFC / Bank dependent
Unsecured loan after MF value (Overdraft)
Loan against property
(future)
Innovation in underwriting? (similar to creditas)
Can we convince a Bank / Larger NBFCs?
Inventory based financing
Demographics
Tier 1 / 2
Solution
Personal loan
Unsecured personal loan / Overdraft on the MF value
Salaried Middle income
Asset class
MF
LIC (low)
Car
Gold
Use cases
Debt consolidation
Medical emergency
Investment
Travel loan
Home improvement
Education loan
Lending on family's behalf OR re-lending at higher rate
Solutions
Personal loan / CC Limit
Credit card with 60 day credit line
Ecommerce store with lowest interest cost
Low income
Asset class
LIC
Kisan Vikas
Gold
Use cases
Marriage loan
Home improvement
Emergency cash
Solutions
Personal loan
Salaried High income
Asset class
MFs / Equities
Cars
Property
PF
Use cases
Investment
Home improvement
V. high ticket spends
Solutions
CC limit
Wealth management