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Stas's Fantastic Finance's - Coggle Diagram
Stas's Fantastic Finance's
House hold
Medium
Car Loan
Car finance refers to the various financial products which allow someone to acquire a car, including car loans and leases.
Long
Morgage
A mortgage loan or simply mortgage, in civil law jurisdicions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate
Short
Overdraft
An overdraft occurs when there isn't enough money in an account to cover a transaction or withdrawal, but the bank allows the transaction anyway. Essentially, it's an extension of creditfrom the financial institution that is granted when an account reaches zero.
Business
Medium
Term Laon
A term loan is a loan issued by a bank for a fixed amount and fixed repayment schedule with either a fixed or floating interest rate. Companies often use a term loan's proceeds to purchase fixed assets, such as equipment or a new building for its production process.
Long
Selling Equity
An equity sale refers to the sale of the common shares of a company, instead of only the assets. When an equity sale occurs, the company remains exactly the same with only the ownership structure changing hands between the seller and the buyer.
Short
Debt factoring
Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount.
Both
Lease
a contract by which one party conveys land, property, services, etc. to another for a specified time, usually in return for a periodic payment.
Debentures
In corporate finance, a debenture is a medium- to long-term debt instrument used by large companies to borrow money, at a fixed rate of interest
Credit Cards
A credit card is a payment card issued to users to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt.