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Product Validation (Credit Card) - Coggle Diagram
Product Validation (Credit Card)
Do you have credit card?
Yes
What credit card that you used? (Brand/Types)
Brand
Standard Chartered smart Credit Card
Public Bank Visa Platinum Credit Card-i
Maybank Visa Classic
Ambank Islamic Visa Infinate
CIMB e Credit Card
Citi Simplicity + Credit Card
Types
Premier, Infinate or Signature Credit Cards
Visa Mastercard Credit
Platinum Mastercard
How often do you use credit card?
Don't use it
Why?
Prone to overconsumption
Prone to debt
Fraudulent incidents
Very frequent
Why?
Points, gifts, and rewards
Can buy on credit
Fast payment
Seldom
Why?
High cost of borrowing
High rates of interest
Overspending
Are you satisfied with the convenience of credit card?
Satisfied
Easy access
Easy to keep
Small and thin
Not satisfied
Easy to lose/misplaced
Difficult to distinguish from other cards
Hard to find
Easy to be stolen
In what purpose you are using your credit card?
Provide an emergency cushion
Pay monthly bills
Purchase things on credit
Pay off the other debts
Shopping
No
Why?
To avoid over spending
Do not meet the requirement
Prefer to use cash