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Problem Validation (credit card) - Coggle Diagram
Problem Validation
(credit card)
Do you have credit card?
Yes
How often do you use credit card?
Very frequent
Why?
Points, gifts, and rewards :
Fast payment
Can buy on credit
Seldom
Why?
Overspending
High rates of interest
High cost of borrowing
Don't use it
Why?
Prone to debt
Fraudulent incidents
Prone to overconsumption
Are you satisfied with the convenience of credit card?
Satisfied
Easy to keep
Easy access
Small and thin
Not satisfied
Easy to lose
Difficult to distinguish from other cards
Hard to find
What credit card that you used? (Brand/Types)
Types
Visa Mastercard Credit
Platinum Mastercard
Premier, Infinate or Signature Credit Cards
Brand
CIMB e Credit Card
Standard Chartered Smart Credit Card
Public Bank Visa Platinum Credit Card-i
Citi Simplicity+ Credit Card
Ambank Islamic Visa Infinate
RHB Shell Visa Credit Card
Maybank Visa Classic
In what purpose you are using your credit card?
Purchase things on credit
Pay off the other debts
Pay monthly bills
Provide an emergency cushion
No
Why?
Do not meet the requirement
Prefer to use cash
To avoid over spending