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Banks - Coggle Diagram
Banks
Merger
2017
2019
2010
2020
2008
Pros
Cons
Economics of scale
Managerial specialisation
Technological economics
Bulk discount
Market economics
Financial economics
Economics of scope
More options to use of resources
reduces risks because of diversification
Large bank
Bench mark interest rates
Base rate
Marginal cost of funds based lending rate (MCLR)
Prime lending rate (PLR)
Based on the recommendations on Janak raj committee MCLR was replaced with external benchmark rate like repo etc
Basal norms
Evolution
1st bank estb by Indians
1st bank estb by East India company
1st bank estb in India
Associate banks
Nationalisation of banks
Objective of nationalisation
Assessment
Failures
Causes
Achievements
Nationalised banks
PSBs
P.J.Nayak committee (2014)
Mission indradhanush (2015)
Nachiket mor committee (2013)
Banking sector Reforms
Narasimham committee 1
Recommendations
Narasimhan committee 2
Recommendations