User Flow - System

User Sign Up via G Mail & Native Sign Up Form

Investment Types

Goal Based

Savings Rule

General Investing

Savings Rule

User defines a rule to save for a fixed amount

Risk Profiling

User defines a rule to save for round up/dynamic amounts

User can tag this amount for a goal or for general investing

General Investing

System will pre-popluate Model Portfolios based on Risk Profile

User can change the Risk Profile & Model Portfolios

Transactions

Investment Account/KYC

User will be able to open a Digital Investment Account which will enable them to invest in Global ETFs

User will be able to place transactions via the Broker Account created by RuDo

The Portfolio Recommendation will be from RuDo Advisory Engine

Goal Planning

User inputs


  1. Goal Value


  2. Goal Period

Recommendations

Amount

Portfolio

User can define the amount they like to invest

One Time

Recurring via Savings Rule

System will suggest how much they should invest

One Time

Recurring

Once the user decides the amount, system will suggest the Portfolio to which the Investments are to be made

This is the base of the recommendation engine

Risk profile will be ascertained based on the User's Willingness & Ability to take Risks

Risk Profile Description


  1. Aggressive
  2. Moderately Aggressive
  3. Balanced
  4. Moderately Conservative
  5. Conservative

Funding

User defines how long should they save for

User funds the RuDo Account from their bank accounts

RuDo will be pooling & transfering the money to the Broker Account on user;s behalf