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LAMF - Coggle Diagram
LAMF
Pre Approved Loan Amount (Max)
EMI
Tenure
The Loan Amount will be further split based on the PAN/Name specified against the PAN
There will also be another split
Eligible Schemes
Non Eligible Schemes
Under Eligible Schemes, fundwise holdings value, approved loan against it will be shown
Under Non Eligible Schemes, will have a reasoning on why these schemes are not eliigible
User to be notified on the processing fee with other T&Cs
User is notified on the App on loan disbursal process
User Accepts
User bank to be populated/user input
Bank verification
Loan Agreement & Signature & Digital Nach Approval
Disbursal Message from NBFC
Thank You Message & Next Steps
KYC Process
Bank Auto Fetch using mobile #
If mobile # is not available, we got to ask the user
User Declines
Message
Fund wise holdings value & approved loan against it
(this will be shown under the respective PAN)
User can select the funds that they can pledge
System will show the approved value based on the selection
User accpets to proceed
Will present the URL whiich will take the user to CAMS server
In CAMS website, following actions will have to be performed
User inputs PAN, E Mail, Mobile, DoB or Bank Account Number
Verifies the OTP triggered to mobile
List of schemes to be pledged are shown
Accepts T &C
Lien marking success
Returns back to App
Loan Reports