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HARDCORE POOR HOUSING PROGRAM (PPRT), Group Members: - Coggle Diagram

- - - - Government realize that house is very important because it was one the basic needs of human being - Government take action and it can improve the quality of life for the people
  - - - Insufficient household income to repair a house or build a new one
        
        The failure of poor families to access mortgage or different loans is often viewed as a symptom of greater underlying problems of poverty.
- - - - Enable the people that suffers from poverty aware of the government programs
    - - Some of the company or competitors might offers houses at
        cheapers and affordable price
  - - - Provide or create house for those people that have less resources to afford the modern houses.
        
        Provides an opportunity to rebuild the people houses as it will be fund by the government.
    - - Payment delays towards the contractor that are responsible for PPRT program can make people to wait for a long period of time.
        
        PPRT also can be regarded as the tools to deceived people especially the family that suffers the poverty problem.
        
        There are often irregularities in the selection of tenders by the officer who is given the responsibility to approve the tender to the selected contractor.
- - - - The increasing of house tax in Malaysia can be part of developer's marketing challenges
        
        For example, this makes it a challenge for developers to communicate properties that are actually luxury towards the low-income or poor family.
  - - - Many poor family in Asia have no access to mortgages or loans for building or buying new home.
  - - - It can be a challenge for the developer as it may affect the price of the house
        
        For instance, the wages increased that has been enforced towards the contractor may affect the price of the house as well as they demand higher salary