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Family Takaful_Individual and Group - Coggle Diagram
- Family Takaful_Individual and Group
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Type of Riders
- Riders provide coverage against personal accident, disability and medical health
- added to basic cert with additional payment
- combine with set of riders and append to main cert
1. Critical illness Takaful Rider
- Individual Level Takaful
- protection against specific critical illness
- Type of cover - full payment of critical illness covered upon diagnose critical illness
- accelerated plan
- lump sum payment, advance from basic cover
- claim under rider reduce cover of basic plan
- additional plan
- lump sum payment
- will not reduce basic sum cover
2. Accidental Death Takaful Rider
- Individual Level Takaful, attached to basic plan
- financial compensation in the event of death, TPD or PPD due to accidental
3. Critical Illness Waiver of Contribution Rider
- allows all future contribution (except critical illness rider) to be waived upon participant diagnosed any 39 critical illness
- upon diagnose, benefits payable in following condition
- TPD based on own occupation
- disability benefit payable after satisfying a qualifying period must not less than 6 months
- pre existing condition excluded from benefit
4. Payor Saving Rider
- waive all future non outstanding contribution in the event of payor death, TPD or diagnose critical illness
6. Term Takaful Rider
- can only be attached to Basic Plan
- Individual Level Takaful
- Provides financial protection in the event of death or TPD
7. Hospital Benefits Takaful Rider
- can only be attached to a Basic Plan
- daily cash benefits if hospitalized
5.Immediate Death Expenses Takaful Rider
- immediate financial assistance in the event of death
- hassle free fast claim
- beneficiaries will receive immediate death expenses benefit without supporting docs
8. Family Income Rider
- Family safety net, TPD or Critical Illness
- bigger portion utilized for investment.
- Immediate reinvestment of income and surplus
- in the event of death, TPD or critical illness income benefit will be paid to beneficiaries
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