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Planning expenditure - Coggle Diagram
Planning expenditure
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Helps to maintain focus
may be difficult sometimes with spending distractions, however if you are reminded of long term goals, it is easier to turn down.
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reduces stress levels
planning ahead of situations and budgeting can reduce stress levels instead of worrying about how your next bills are going to be paid.
It also allows you to have the extra money on luxuries without being concerned about any debts or surprise costs.