selecting a situable online broker
investing profile
multicurrencies
HK stocks
funds
investment objectives
house or apartments
to earn return against inflation
to earn profit for living
commissions and fees?
platform & technology
vs your investing style
medium or long term investing
decision-making aids?
education? (customer service)
live agents support? (customer service)
any promotional discounts or bonuses?
initial deposit?
any finanical advisors?
minimum requirements?
testing
account security?
the range of product offerings? suitable?
beginners vs active traders vs mid-term traders
In/Out
how to transfer money into the brokerage account?
how to withdraw money out of a brokerage account?
vs using a bank acount
hold money
trade securities or funds only
merits
return with interest
safe
certain amount protected by gov or a central authoirity
vs using a brokerage account
(investment account for selling & buying investment products)
low trading costs
more investing options
note any badly structured investing products
tax issues?
tax issues?
which are the regulatory authorities?
which are the investor protection policies?
any regulatory authorities?
any investor protection policies?
FDIC for deposit insurance?
deposit insurance
captial gains taxes?
dividend taxes?
capital gains taxes?
dividend taxes?
ETFs
bonds
retirement accounts?
considering
401(k) or employer retirement plan
robo-advisor
target-date mutual fund
index funds
exchange-traded funds (ETFs)