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Sungei X & sPay - Coggle Diagram
Sungei X & sPay
Currency Issuance and Payment Settlement
Minting & Issuance
Distribution controls
Domestic
Cross border
Wallet Limits
Access controls and transaction data management
Track and Trace of miscellaneous transactions and on chain intelligence for better controls
Direct benefit transfers & programmability
CBDC as an Instrument
Security vs Accessibility
Availability vs Risk of Disputes
New Functionalities vs Inclusivity
Recoverability vs Anonymity
CBDC Distribution
Personal Data Protection vs System
Integrity
Expanding Access to Financial Services
vs Guarding against Data Monopolies
Widespread Frictionless Use vs Control
Coexistence vs Integration Complexity
CBDC Infrastructure
Extensibility vs Operational Resilience
Privacy vs Performance
Decentralisation vs Accountability
Interoperability vs Standardisation
Identity & Account Management
Onboarding and KYC
Wallet creation
Privacy
Password management
Account management
QR functionality
User Management
User Experience & Scenarios
Infrastructure, Integration & Interoperability Management
Governance model and policy recommendations
Consensus mechanism and resilience
API management
Performance and scalability
Cost Management
FX
Transaction fees
Infrastructure costs