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CREDIT - Coggle Diagram
CREDIT
CHARACTERISTICS
Capacity/ Cash Flow
Character
Capital
Conditions
Collateral
CLASSIFICATIONS
Short Term
Medium Term
Secured Loans
Long Term
Unsecured Loans
Industrial Credit
Auto loan
Export Credit
Consumer Credit
Commercial Credit
Agricultural Credit
Calamity Loan
Micro Financing
Real Estate Loan
IMPORTANCE
You can obtain business financing quicker and easier
You can protect your personal credit score
You can get better credit and repayment terms with suppliers
IMPACTS
Higher Insurance Rates
Vendor Costs
Inability to Obtain New Loans
Utilities
Higher Loan Rates