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Dental Insurance - Coggle Diagram
Dental Insurance
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Types of Insurance plans
Family
These plans also come from employers often due to the options that employers offer for higher premiums to be paid so more people can be covered by the individual employee's insurance benefits.
Group
This is the most common because the majority of employers offer health / dental insurance to their employees at a lower cost due to a larger overall contract they have with the insurance companies.
Individual
Individual plans can come from employers but also can be found through searching the internet or finding a local agency that fits your budget.
Coverage
Things like implants or crowns through your insurance plan more often than not only have 50% of the cost covered by the insurance and the other 50% comes out of pocket.
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Annual Limits
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With an annual limit this requires you to schedule your dental care around the amount that your insurance will cover annually meaning if you have a limit of $1300 and you have already used that much coverage that year you must wait till the next year when your coverage is "0'd" out again and then get whatever you need to get done.