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IBPS RRB PO Aspirant - Coggle Diagram

- - - - Coding by shifting letters
      - Coding by rearranging letters
    - - Coding by shifting letters
      - Digit Coding
      - Symbol coding
- - - - Tabular
      - Bar Graph
      - Single Pie
      - Degree Pie
      - Double Pie
      - Radar
      - Mixed Graph
      - P&L based
      - Ratio Based
      - Time and Work Based
      - Partnership Based
      - Stream Based
      - Train Based
      - Probability
      - Mensuration
  - - - Fractional Value
      - Percentage
      - Profit & Loss
      - Discount
      - Simple Intrest
      - Compound Intrest
      - Ratio and Propportion
      - Partnership
      - Problem Based on Age
      - Time and Work
      - Pipe and Cistern
      - Speed Time and Distance
      - Trains
      - Boat and Stream
      - Probability
      - Mixtures and Alligations
      - Permutation and Combinaiton
      - Mensuration
- - - - Types of Banks
        
        RBI
        
        Local Boards
        
        Delhi
        
        Mumbai
        
        Chennai
        
        Kolkata
        
        Regional Offices
        
        20
        
        Sub-Offices
        
        11
        
        Central Board of Directors
        
        Governer
        
        1
        
        Deputy Governor
        
        4
        
        Local Boards
        
        4
        
        Finance Ministry
        
        2
        
        Government of India
        
        10
        
        Total Central Board of Directors
        
        21
        
        Subsidiaries
        
        DICGC
        
        Deposit Insurance and Credit Guarantee Corporation
        
        BRBNMPL
        
        Bhartiya Reserve Bank Note Mudran Private Limited
        
        Note Printing Presses
        
        Mysore
        
        Karnataka
        
        Salboni
        
        West bengal
        
        Dewas
        
        Madhya Pradesh
        
        Nashik
        
        Maharashtra
        
        Government of India Issues Coins and 1rs Notes with Finance Secretary's Signature on it; Others are Issued by RBI
        
        As Per RBI Act 1934, RBI can issue banknotes maximum denomination of 10000rs
        
        Government Mints
        
        Mumbai
        
        Kolkata
        
        Hyderabad
        
        Noida
        
        Security Paper Mills
        
        Hoshangabad (MP)
        
        Minimum Reserve System (MRS)
        
        RBI Should maintain minimum reserve of 200cr
        
        115cr in Gold
        
        85cr in Foreign exchange
        
        Functions
        
        Maker of Monetary Policy
        
        Issuer of Currency
        
        Banker to the Goverment
        
        Banker's Bank
        
        Custodian of Foreign Exchange Reserve
        
        Lender of Last Resort
        
        Top Three Governors
        
        Sir Osborne Smith
        
        1st Governor
        
        Sir James Briad
        
        Sir CD Deshmukh
        
        1st Indian Governor
        
        Commercial Bank
        
        Public Sector Bank
        
        Private sector Bank
        
        SBI
        
        19 Nationalised Bank
        
        IDBI
        
        Foreign Bank
        
        Specialised Banks
        
        NABARD
        
        EXIM
        
        Development Bank
        
        IFCI
        
        Co-operative Banks
        
        Primary Credit Society
        
        Regulated by Registrar of Co-operative Society and RBI
        
        Central Coperative Bank
        
        Regulated by Registrar of Co-operative Society, NABARD and RBI
        
        State Co-operative Bank
        
        Regulated by Registrar of Co-operative Society, NABARD and RBI
        
        Small Finance Bank
        
        Private Enity
        
        Requires 10yr experience in Opening
        
        Accepts Deposits as well as Provides Loan
        
        Usha Thurat Committee
        
        Min capital Requirement 100cr
        
        FDI Allowed
        
        25% Branches Must be in Unbanked Rural Area
        
        75% Loans are to be Provided to Priority Sector
        
        Payment Bank
        
        Private Entity
        
        Can Accept Demand Deposit only upto 1Lakh
        
        Cannot Give Loan
        
        Provides Debit Card Only
        
        Minimum amount for Opening 100cr
        
        FDI Allowed
        
        25% Branches Must be in Unbanked Rural Area
        
        Nachiket Mor Committee
      - Types of Deposits
        
        Demand Deposit
        
        Savings a/c
        
        Current a/c
        
        Term Deposit
        
        Recurring a/c
        
        Min = 6mth
        Max = 10 yrs
        
        fixed A/c
        
        Min = 7days
        Max = 10 yrs
      - Types of Loans and Advances : Loans can be of Short term and Long term but Advances are always of Short term.
        
        Cash Credit
        
        Needs opening a seperate Account
        
        Overdraft
        
        For Current Account holders
        
        BIlls Discounted
  - - - Direct Instrument
        
        CRR : Cash Reserve Ratio
        
        Amount of Fund that a Commercial Bank have to keep with RBI
        
        Defined under Sec 42(1) of RBI Act 1934
        
        Calculated on the Basis of NDTL (Net Demand Time Liability) i.e. Balance of Fund at end of Each Day
        
        Maintained in Cash Form only
        
        Calculated on Daily Basis
        
        No Interest is Paid By RBI on CRR amount
        
        No Max as well as Min limit is Imposed
        
        Has Inverse Relation with Monetary Flow
        
        SLR : Statutory Liquidity Ratio
        
        Amount of Fund that a Commercial Bank have to keep with Itself
        
        Defined under Sec 24 of Banking Regulation Act 1949
        
        Calculated on the Basis of NDTL (Net Demand Time Liability) i.e. Balance of Fund at end of Each Day
        
        Maintained in Cash, Gold and Government Securities
        
        Calculated on Daily Basis
        
        Has No Minimum Limit but Maximum of 40%
        
        Has Inverse Relation with Monetary Flow
        
        Refinance Facility
        
        Replacement of Existing Debt with Another Debt with Different Terms
      - Indirect Instrument
        
        Repo Rate
        
        Bank Rate
        
        Reverse Repo Rate
        
        MSF : Marginal Standing Facility
        
        OMO : Open Market Operations
        
        MSS : Market Stabilization Scheme