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CHAPTER 6: LAWS RELATING TO SOCIAL SECURITY LAWS - Coggle Diagram

- - - - Post-retirement
        
        Accident or serious illness
        
        Child birth and upbringing of children
        
        Death of an income earner
- - - - Directors who receive wage
        
        Part time, temporary and probationary employees
        
        Employees are to contribute until the age of 75 years old if they still working regardless whether they have or have not made the full withdrawal/part of it after attaining the age of 55 years old.
        
        Employees who are 55 years and above and have never been a member of the EPF
        
        Employees who have withdrawn their savings under the Pensionable Employees and Optional Retirement Withdrawal and work with employers other than the Federal or State Governments or any statutory bodies or local authorities.
        
        Employees who have previously made full withdrawal under the Incapacitation Withdrawal and have since recovered and are re-employed in any service.
    - - Persons who are allowed to elect to make a contribution:
        
        A domestic servant
        
        Foreign citizens
        
        Employees (Malaysian Citizens) who have withdrawn their savings under the Migration Withdrawal Scheme before 1 August 1995 but have returned and are working in Malaysia
      - Persons who are given the option to contribute voluntarily
        
        Owners of a sole proprietorship, self-employed persons, business partners and retired workers.
  - - - A) Employees aged less than 60 years
        
        24% ( 13% employer's share and 11% employee's share ) for a monthly wages RM5,000 and below
        
        23% ( 12% employer's share and 11% employee's share) for a monthly wages above RM5,000.
        
        B) Employees aged 60 years and above, up to 76 years.
        
        half (50%) of the statutory contribution rates for employees and employers.
- - - - Accidents which occur while in the course of the work
        
        Accidents which occur while traveling
        
        Accident during an emergency
        
        Occupational Disease
      - THE BENEFITS PROVIDED UNDER THE SCHEME
        
        Medical benefit
        
        Temporary Disablement Benefit
        
        Permanent Disablement Benefit
        
        Constant Attendance Allowance
        
        Rehabilitation Benefit
        
        Dependent's Benefit
        
        Funeral Benefit
        
        Education Benefit
      - Provides protection to employees who suffer from accidents arising from work.
        
        Employment injury means personal injury to an employee caused by an accident or an occupational disease arising out of and in the course of employment in an industry to which this act applies.
    - - Invalidity is defined as a serious disablement or morbid condition of a permanent nature that is either incurable or not likely to be cured, as a result of which an employee is unable to earn at least 1/3 of what a normal able person could earn.
      - THE BENEFITS PROVIDED UNDER THE SCHEME
        
        Invalidity Pension
        
        Invalidity Grant
        
        Constant Attendance Allowance
        
        Survivor's Pension
        
        Funeral Benefit
        
        Rehabilitation Benefit
        
        Education Benefit