PERKESO

Introduction

  • protect employees and families
  • where they sustain injuries
  • encourage employees to work in safe environment
  • work with various bodies to promote safety at work and ways to reduce accidents

Functions:

  1. registration of employer and employee, collecting contribution, processing benefit claims
  2. make payment for the injured worker and their dependants
  3. provide vocational and physical rehabilitation

Employer's liability:

  • who employ one or more employees should register and contribute
  • ensure all employees employed by the immediate employer have been register and their contributions have been paid

Coverage:

  • who employed under contract of service or apprenticeship
  • contractual/ temporary staff of fed/state gov
  • contributions capped at monthly remuneration RM500

Contribution:

First category: Fourth Schedule

  • Employment Injury Scheme and Invalidity Pension Scheme
  • Not attained 60 years old, required to contribute under first category
  • except those not attained 55 years old & have made no contributions before reach 55 years old
  • 1.75% [employer's contribution]
  • 0.5% [employee's contribution]

Second category: Fourth schedule

  • EIS only
  • All employees who have attained 60 years old
  • new employees who has attained 55 years old
  • 1.25% [only employer]

PERKESO protection's scheme:

  • Employment injury
  • Self-employment
  • Invalidity
  • Foreign workers
  • Housewife
  • Domestic workers

Benefits & Scheme

EIS:

  • protection against accident and occupational safety in the course of his employment

Invalidity Scheme (IS):

  • 24 hrs coverage
  • not connected to employment
  • before 60 y/o
  • invalidity and death

Self employment:

  • who work as self employment under provisions of Self-Employment Social Security Act 2017
  • compulsory for self employed in the Passenger Transportation Sector [taxi, e-hailing, bus driver]
  • effectively 1/1/2020

Foreign workers:

  • effective 1/1/2019
  • for who hire foreign workers, should register SOCSO and EIS
  • Employee's Social Security Act 1969 (Act 4)
  • Rate [1.25%] of wages, paid by employer

Housewife:

  • Implemented on 1 December 2022
  • Housewives Social Security Act 2022
  • Protect against domestic accidents and invalidity while managing households

Domestic workers:

  • Employees Social Security Act (Act 4)
  • Employment Insurance System (Act 800)
  • Enforced 1 June 2021
  • Person employed in work of a private dwelling house
  • Eg: Housemaid, personal driver, gardener

EIS

  1. Medical benefits
  2. Temporary disablement benefits
  3. Permanent disablement benefits
  4. Constant attendance allowance
  5. Facilities for physical/ Vocational rehabilitation
  6. Dependent's benefit s
  7. Funeral benefits
  8. Education benefits
  • Work related to injury/ diseases
  • Anything derives from occupation
  1. Industrial accident
  • occurs while doing job caused by employees
  1. Commuting accident
  • otw from home to workplace
  • on journey, for any reason, connected to employment
  • otw from workplace and place to take meals during authorized recess
  1. Accident during an emergency
  • occurs while assisting, rescuing, protecting other people in danger
  1. Occupational disease
  • Fifth Schedule of the Employees Social Security Act 1969
  • Loss of hearing sbb continuous excessive noise
  • Respiratory disease or industrial asthma due to dust

Invalidity Scheme

  • Permanent morbid condition
    • unlikely to be cured
  • losing at least 1/3 his capability compared to normal individual

  • causes loss of income


  • cause by invalidity not related to work

  • chronic diseases: heart attack, kidney failure, cancer
  1. Invalidity pension
  2. Invalidity grant
  3. Constant attendance allowances
  4. Survivors pension
  5. Funeral benefits
  6. Facilities for pyysical/ vocational rehabilitations
  7. Education benefits