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PERKESO - Coggle Diagram
PERKESO
Introduction
- protect employees and families
- where they sustain injuries
- encourage employees to work in safe environment
- work with various bodies to promote safety at work and ways to reduce accidents
Functions:
- registration of employer and employee, collecting contribution, processing benefit claims
- make payment for the injured worker and their dependants
- provide vocational and physical rehabilitation
Employer's liability:
- who employ one or more employees should register and contribute
- ensure all employees employed by the immediate employer have been register and their contributions have been paid
Coverage:
- who employed under contract of service or apprenticeship
- contractual/ temporary staff of fed/state gov
- contributions capped at monthly remuneration RM500
Contribution:
First category: Fourth Schedule
- Employment Injury Scheme and Invalidity Pension Scheme
- Not attained 60 years old, required to contribute under first category
- except those not attained 55 years old & have made no contributions before reach 55 years old
- 1.75% [employer's contribution]
- 0.5% [employee's contribution]
Second category: Fourth schedule
- EIS only
- All employees who have attained 60 years old
- new employees who has attained 55 years old
- 1.25% [only employer]
PERKESO protection's scheme:
- Employment injury
- Self-employment
- Invalidity
- Foreign workers
- Housewife
- Domestic workers
Benefits & Scheme
EIS:
- protection against accident and occupational safety in the course of his employment
Invalidity Scheme (IS):
- 24 hrs coverage
- not connected to employment
- before 60 y/o
- invalidity and death
Self employment:
- who work as self employment under provisions of Self-Employment Social Security Act 2017
- compulsory for self employed in the Passenger Transportation Sector [taxi, e-hailing, bus driver]
- effectively 1/1/2020
Foreign workers:
- effective 1/1/2019
- for who hire foreign workers, should register SOCSO and EIS
- Employee's Social Security Act 1969 (Act 4)
- Rate [1.25%] of wages, paid by employer
Housewife:
- Implemented on 1 December 2022
- Housewives Social Security Act 2022
- Protect against domestic accidents and invalidity while managing households
Domestic workers:
- Employees Social Security Act (Act 4)
- Employment Insurance System (Act 800)
- Enforced 1 June 2021
- Person employed in work of a private dwelling house
- Eg: Housemaid, personal driver, gardener
EIS
- Medical benefits
- Temporary disablement benefits
- Permanent disablement benefits
- Constant attendance allowance
- Facilities for physical/ Vocational rehabilitation
- Dependent's benefit s
- Funeral benefits
- Education benefits
- Work related to injury/ diseases
- Anything derives from occupation
- Industrial accident
- occurs while doing job caused by employees
- Commuting accident
- otw from home to workplace
- on journey, for any reason, connected to employment
- otw from workplace and place to take meals during authorized recess
- Accident during an emergency
- occurs while assisting, rescuing, protecting other people in danger
- Occupational disease
- Fifth Schedule of the Employees Social Security Act 1969
- Loss of hearing sbb continuous excessive noise
- Respiratory disease or industrial asthma due to dust
Invalidity Scheme
- Permanent morbid condition
- losing at least 1/3 his capability compared to normal individual
- causes loss of income
- cause by invalidity not related to work
- chronic diseases: heart attack, kidney failure, cancer
- Invalidity pension
- Invalidity grant
- Constant attendance allowances
- Survivors pension
- Funeral benefits
- Facilities for pyysical/ vocational rehabilitations
- Education benefits