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eComm Dev, CC: One Cust - Multi Accts - Coggle Diagram
eComm Dev
Paperless
Add fields to Account Metadata [DRC]
Ingest Paperless fields [G]
MPX gets Paperless info by account [G]
E3 "Paperless" Contact type [DRC]
API to GetPaperless
Why needed? Daily feed suffices?
FS accounts use DRC Paperless method
DF Emails include Documents as Attachments
CC Vault
Unvaulting
Initiate
CSR via Gravity
Customer via MyAccount
Customer initiated via MyAccount
Must not allow if AutoPay is setup
Validate
Must not be Autopay
DRC provided method
Update Expiration
CSR via Portal
FI submitted to Gravity
Gravity submits update to DRC
DRC API supports Exp Date update
Process
Gravity endpoint for CC submission by FI [G]
CSR via Gravity Portal
Gravity send Tokenized CC to E3
Sync to all accts
Adjust when Account Associations change
DRC API to recv CC
work with Array of Accounts
How to Brand/Select Processor?
Which NMI Token?
Use NMI Vault token vs Payment token
List Payment Methods
Gravity to be the source or record
Entries are associated with consumer
Gravity needs API to supply list
Obtain list given a consumer login
Fuse is the consumer
User logins
OAuth
Gravity to accommodate Branding of username
EFT
Vaulting
Gravity endpoint for CC submission by FI [G]
CSR via Gravity Portal
Gravity supports Add and Remove
CC Trans
Void/Refund Trx
Via E3
Payment Trx
Via DRC API
Preauthorization
Specifc sale amt
params: act #, vault ID
Failure to find active vault ID returns API error
Via E3
CC Posting and Recon
BANKPOST
Get Deli Locs
Price of the Day
CC: One Cust - Multi Accts
Unvaulting a CC
What is active Autopay on an account?
Potentially multiple entries in E3
Disabling consumer
Do CCs remain avail/active
Unassociating an account
Would we need to pull all customer's CCs from that E3 account?
Expiration date update
Impacts multiple accounts
Option:CC entry applies to only one account
Impactful to eComm design
CCs assigned to account
Same CC might be entered on two different accounts
Perhaps not as customer friendly
But only for multi-account customers
AutoPay conflict
Shouldn't allow removal of card if Autopay is in effect
Challenge is that mutlple accounts could have this card and Autopay exists on one of them.