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PRESSURE GROUP, NGO, SHG & COOPERATIVES BY ATRISHEKHAR - Coggle Diagram
PRESSURE GROUP, NGO, SHG & COOPERATIVES BY ATRISHEKHAR
NGOs
non-governmental organisation (NGO) is an organization that is neither a part of a government nor a conventional for-profit business. Usually set up by ordinary citizens, NGOs may be funded by governments, foundations, businesses, or private persons.
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Impact and Role of NGOs
- Welfare scheme implementation
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- Capacity building- Institutional + People
- Fighting Social evils and protecting human rights
- Regional growth and function where government is unable to help
- Work in areas where state services are insufficient
- Promote people's participation in democracy
- Broadening govt's accountability- monitoring and evaluation of policies
- Effective conflict resolution (Track 2 diplomacy)
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o help migrant workers (Food, water and transportation)
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Challenges
- Corruption and Misuse of funds
- Lack of Professional trained personnel
- Inequality in rural areas - backwardness - lack of willingness
- Lack of Volunteerism/Social work among youth (Professionally oriented)
- Lack of Funds accessibility (FCRA AmendmentForeign funding)
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- Govt. interference in working
- Gaining momentum for civic initiatives is difficult
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- Privacy concerns (KYC norms- Aadhaar
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Meaning, issues and challenges
associated with development
DEVELOPMENT
the process of bringing about social change that enables people to realize their full human potential
Amartya Sen- Political process which eliminatesvarious forms of unfreedoms that leaves citizens with limited options and opportunities
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Self-Help Groups
Small, voluntary organization of poor people
who come together to solve common Small, voluntary organization of poor people
who come together to solve common
National Bank of Agriculture and Rural Development (NABARD) defines Self-Help Groups as ‘a homogenous group of rural poor voluntarily formed to save whatever amount they can conveniently save out of their earnings and mutually agree to contribute and emergent credit needs’.
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Objectives
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● protect- financial, technological and moral threat
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ORIGIN
SHGs originated in the year 1975 at Bangladesh by Mohammed Yunus of Chittagong University. It is a programme related to the eradication of poverty in general, rural development through women empowerment in particular.
Its initiation-credit in India in 1986-87 goes to National Bank for Agriculture and Rural Development (NABARD). But the real effort was taken after 1991-92 from the linkages of SHGs with banks.
The first organised initiative in this direction was taken in Gujarat in 1954 when the Textile Labour Association (TLA) of Ahmedabad formed its women’s wing to organise the women belonging to households of mill workers in order to train them in primary skills like sewing, knitting embroidery, typesetting and stenography etc.
In 1972, it was given a more systematized structure when Self Employed Women’s Association (SEWA) was formed as a Trade Union under the leadership of Ela Bhatt
In the 1980s, MYRADA – a Karnataka based non-governmental organisation, promoted several locally formed groups to enable the members to secure credit collectively and use it along with their own savings for activities which could provide them economically gainful employment.
as per 2017 report around 44% of the total Bank-linked SHGs of the country are in the four southern States of Andhra Pradesh, Tamil Nadu, Karnataka and Kerala.
NABARD-Bank Linkage Programme: 40.95 million families and 204.75 million people having been covered under this programme and the cumulative loan figure standing at 18040 crores as on 31-03-2007.
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Co-operatives
Voluntary association of individuals having
common needs joining hands to achieve
common economic goals.
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Historical Development
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● Co-operative Credit Societies Act, 1904 and 1912
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Measures and way forward
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The Cabinet Committee on Economic Affairs (CCEA) approved to digitise around 63,000 Primary Agricultural Credit Societies (PACS).
LEGISLATIVE
National Policy on Co-operatives, 2002
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● improve co-operative education, training and HRD
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Banking regulation (amendment) Act, 2020
● supersede board of co-operative banks
● enable merger
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Pressure Groups
The term ‘pressure group’ refers to any interest group whose members because of their shared common attributes make claims on the other groups and on the political process.
There is no explicit provision in the Constitution regarding PG (Pressure Group), yet they exist because of Article 19, which gives citizens the right to form associations and unions.
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