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Privatisation of PSBs - Coggle Diagram
Privatisation of PSBs
S&T
NITI Aayog
Non-agricultural
over 65% income generation
in rural areas
served by the PSBs
Private Banks
market share in loans
has risen to 36% in 2020
from 21.26% in 2015
PSBs
share has fallen to 59.8%
from 74.28%
P
PSBs
have higher levels
Non-performing assets and stressed assets
than private banks
need to overhaul
process
System
staff attitudes
None of employees
considers banks as his own
need for giving shares
India
limited success
in financial access
Despite all the efforts of many years
EC
Ownership
Govt should have
ensure
that no single entity or group
exert
excessive control at such lenders
more than 26%
to get statutory provisions