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SCOPE OF COVERAGE MISCELLANEOUS PROPERTY INSURANCE - Coggle Diagram
SCOPE OF COVERAGE MISCELLANEOUS PROPERTY INSURANCE
BUGLARY INSURANCE
Coverage
Any of the property insured whilst within the premises shall be lost or damage by theft following entry into the premises by forcible and violet
damage to premises falling to be borne by insured caused by theft or attempt theft
Forcible and violent breaking into or out (meaning)
Door was closed, thief opens it to steal – (not covered as no force and violence)
Door was locked, thief broke it to enter premises to steal – (covered)
Door was open someone uses it to enter, steal and exit – not covered
Type Of Policies
First Loss basis
Full value Policy
Exclusions
Theft by deception
Theft whilst the premises are empty or unused
Theft by those lawfully on the premises
Theft by insured or his employees
Shortages due to unaccountable inventory loss
Loss or damage occasioned by fire or explosion
Seizure by authorities
Criminal breach of trust
War, invasion, act of foreign enemy hostilities, terrorism
Common Exclusions
Criminal breach of trust
Hold-Up and Armed Robbery
Theft without forcible and violent entry
MONEY INSURANCE
Definition Of Money
Postal / Money Order
Stamps
Cheques
Currency Notes
Cash
All belonging to the Insured or any principal or employee of the Insured while deposited with the insured
Bills of Exchange
Cash voucher
Types Of Policies
Money in Premises
Coverage
Money In Transit
Coverage
Exclusions
Extensions
GOLFER INSURANCE
Benefit
Loss or damage to Golf Equipment (All Risk Cover
Public Liability whilst playing or practicing golf
Personal Liability whilst at golf clubs and elsewhere in the world during Golfing holidays
Personal Accident whilst at golf clubs
Lost of Personal Affects / Belongings whilst at golf clubs and elsewhere at golf course or driving range
Hole-in-one Cash Reimbursement
Exclusions
Coverage
offers a combination of insurance coverage for golf equipment (within Malaysia and worldwide during temporary visit), hole-in-one, legal liability for injury or damage, personal accident and medical expenses and loss of credit