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:star: Buy the next house!! :star: :!?:What do I need :!?: - Coggle Diagram

- - - - Research demand
      - HMO regulations
      - Refinancing
    - - ROI calculator
      - Work schedule
- - - - Find comparables.
        
        8 Park Avenue (3 bed, poor condition), Jun 2020 - £167,950 :question:
        
        10 Park Avenue (3 bed, in need of updating), Sep 2018 - £173,000 :red_cross:
        
        5 Park Avenue (3 bed, in need of updating), Oct 2014 - £150,000 :red_cross:
        
        Print off each the above :pen: - ask agents for copy of particulars
        
        All similar terraces (within 1/4 mile, since Dec 2019, except last 2 Park Av houses):
        
        46 Marlborough Rd (3 bed, nice condition), Feb 2020 - £210,000 :red_cross:
        
        49 Avondale Rd (3 bed, ok condition), Feb 2020 - £181,500 :red_cross:
        
        31 Avondale Rd (3 bed, ok condition), Jan 2020 - £209,150 :red_cross:
        
        71 George St (5 bed, ok condition), Dec 2019 - £312,500 :red_cross:
        
        63 Kirkgate (6 bed, ok condition), Feb 2020 - £260,000 :red_cross:
        
        According to Rightmove, average price within 1/4 mile of BD18 3LW area is
        £183,951 (10 July 2020)
      - Demonstrate improvements & show receipts.
        
        Print off Bradford council documents:
        
        cellar conversion :red_cross:
        
        Front dormer :red_cross:
        
        Reroof :red_cross:
        
        Create list of works / improvements :red_cross:
        
        Continue / complete improvements:
        
        Exterior
        
        Clean windows :red_cross:
        
        Clean PVC doors & windows :red_cross:
        
        Paint pipes :red_cross:
        
        Fix gate :red_cross:
        
        Tidy front garden :red_cross:
        
        Paint sills, lintels :red_cross:
        
        Interior
        
        Bella room :red_cross:
        
        Bella shower room :red_cross:
        
        Lounge :red_cross:
        
        Laminate floor edging (white)
        
        Kitchen :red_cross:
        
        Hall :red_cross:
        
        Stairs :red_cross:
        
        Landing: :red_cross:
        
        Room 1 :red_cross:
        
        Room 2 :red_cross:
        
        Room 3 :red_cross:
        
        Room 4 :red_cross:
        
        Bathroom :red_cross:
        
        Top stairs :red_cross:
    - - Valuation £200,000 : Pull out £61,000 :question:
      - Valuation £195,000 : Pull out £57,250 :question:
      - Valuation £190,000 : Pull out £53,500 :question:
      - Valuation £180,000 : Pull out £46,000 :question:
      - Valuation £185,000 : Pull out £49,750 :question:
      - Valuation £205,000 : Pull out £64,750 :question:
      - Valuation £210,000 : Pull out £68,500 :question:
- - - - :warning: Why the drop in April + May? Zero hours contract. Reduced hours as uni came to terms with Covid-19, but now all classes online and back to usual hours. Because public purse, they weren't allowed to furlough. Why no pay in Aug? Don't work July.
      - April (£608) :check:
      - May (£885) :check:
      - June (£1520) :check:
      - July (£1496) :check:
      - Aug (£0) :red_cross: no claim
      - Sep (£2500) :green_cross:
      - Oct (£2500) :green_cross:
  - - - Ask accountant to do accounts: organise cash payments (Sep, Jan & leader extra sales), transfer data from Xero?
      - :warning: 2019-20 accounts won't be ready till Sep. Lender will want to see Aug payslip by then - which will probably show redundancy payment.