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Poverty Chapter 29 part 3 - Coggle Diagram
Poverty Chapter 29 part 3
Effects of poverty
Debt: Many people in poverty do not receive enough income to cover cost of living, often leading to debt. This can make access to a loan difficult, meaning they may have to rely on moneylenders who charge a high rate of interest.
Social Isolation: Poverty can prevent individuals from participating as equals in society e.g. leisure activities. leaving them isolated from family & peers.
Relationship Problems: Poverty can cause arguments over limited finances and spending. this can increase tension and upset.
Decline in standard of living: Individuals living In poverty are more likely to reside in sub-standard , over crowded accommodation as this is all they can afford. Houses with damp or mould problems can impact health
Depression and Destructive Habits: poverty can reduce individuals self esteem , creating feelings of hopelessness and failure.
Educational disadvantage: children experiencing poverty are ore likely to leave school early without qualifications. this often leads to them obtaining employment in low paid jobs or being unemployment and reliant on social welfare payments , making them more likely to remain living in poverty as adults.
Statutory Responses to poverty: This is what the government and government departments are doing to deal with poverty.
Community Responses to Poverty: A voluntary or community response is carried out by private individuals within communities and depends on corporate and individual contributions to provide its service. Generally based locally.
Schemes to reduce expenditure for low income families.
Medical Cards: they are issued by Health Service Executive (HSE). Holders are entitled to a range of health services free of charge, including doctor visits, certain dentists, ophthalmic and aural. Hospital visits are also free and only have to pay €2.50 for nay item prescribed for.
School Books Grant Scheme: available to primary and post primary schools to help with the cost of books. scheme is mainly aimed at student that come from a low income family and families experiencing financial hardship.
Fuel Allowance: This allowance helps with the cost of heating homes during the winter months. The fuel allowance scheme is €22.50 per week and schemes operate for 26 weeks from October to April.
others include: Housing Assistance payments (HAP), Mortgage Allowance Scheme and Back to School Clothing and Footwear Allowance.
Statutory Responses to eliminating poverty:
Social Welfare assistance and benefits: The Department of Social Protection aims to eliminate poverty by providing groups most vulnerable to poverty number of social welfare payments and benefits e.g. Child Benefit, Family income support and Jobseekers allowance/benefit.
National Minimum wage: was introduced in April 2000 to ensure employees receive a minimum rate of pay for work, so employers can not exploit them and to reduce poverty.
Social inclusion and community Activation Programme: Aims to reduce poverty and promote social inclusion and equality among the most disadvantaged individuals in society. e.g. people with disability.
Rapid (Revitalising Areas by Planning, Investment and development) programme : aims to improve quality of life and the opportunities available in 51 of the most disadvantaged communities in Irish cities and towns. It delivers additional facilities such as play grounds and family supports e.g. addiction counsellor.
Other services include solas and Money advice and budgeting service (MABS).