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klarna - Coggle Diagram

- - - - checkout: all-in-one checkout
        (一鍵支付）
        
        €0.35 + 1.99% per transaction.
      - instant shopping
      - instore
    - - on-site messaging
      - merchant lending
      - customer authentication
    - - Ratenkauf: bis zu 24 Monate.
        
        2,99% pro Transaktion.
      - Rechnung
        
        give customer 14 days to pay
        
        2,99% + 0,35 EUR pro Transaktion.
      - Sofort bezahlen
        
        1.35% + 0.20 EUR per transaction - no entry fee, no monthly fee.
    - - 每筆交易從商家處收取的折扣點，以及分期付款服務所收取的利息費用。
  - - - a payment plan in 6-24 months
        
        a payment plan in 6-36 months
        
        One-time credit agreement
        
        no interest if paid in 6 months
    - - three interest-free instalments
      - pay after you try (online shopping freedom)
- - - - Australia
      - US
    - - the importance of local know-how
      - 針對2020要進的US/澳洲市場做消費者調查，成立風險模型