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FHA Government Agency (Appraisal System (Financial Risk (Green solid…
FHA Government Agency
Appraisal System
Financial Risk
Best Homes
White Suburbia
Green solid community
Socially positive
Economically Stable
98% of Loans
Poor Homes
City Homes
Red Unstable
Economical Risk
Unsafe Community
2% of loans
Mortgage Loans
GI Solider
White Solders
Low loans
New suburbia
GI Black Soilder
low loans
Not allowed in suburbia
Living discrimination
Fair Housing 1968
Black People
Move to suburbia
White Suburbia
Negative Effects
White Flight
Decrease home value
Comparative Net worth
Black
Rental Property
Poor education
No Savings
No inheritance
White
Home equity
Childrens education
Retirement Savings
Inheritance
Suburbia VS. City
Suburbia
White Utopia
Christian
All middle class
Cookie Cutter Homes
City
Minorities
Manual Labor
Ghettos
The House We Live In