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Income & Asset-Based Policies/Programs (Income Support…
Income & Asset-Based Policies/Programs
Poverty
Absolute poverty
Poverty line
Poverty threshold
Poverty index
Poverty level
Mollie Orshansky est. in 1964
Median income
Can qualify for gov't assistance if under PL
Medicaid
TANF
Relative poverty
Poverty guidelines
Created by USDHHS
Determined by SNAP
TANF
WIC
CHIP
Replaced with the National Academy of Sciences (NAS)
In conjunction with the Supplemental Poverty Measure
Adjusted by using Consumer Price Index
Income Support Policies/Programs
Require prior attachment to the workforce
Could be worker
Spouse of worker
Child of worker
Specific programs
Available only to low-income citizens
Qualified resident immigrants
Universal
Selective
Unemployment insurance
Medicare
Help stabilize the economy
Designed for people in poverty
Means-tested
Entitlement programs
Mandatory spending at Fed Gov't level
SNAP
SSI
EITC
Not entitlement programs
TANF
Replaced AFDC
General assistance
WIC
Elder Nutrition Program under the Older Americans Act
Public housing
Supplemental Security Income (SSI)
General Assistance (GA)
The Earned Income Tax Credit
Proposals for fundamental reform
Basic income grant
Social Security Act
Helped est. many income support programs
Unemployment compensation
Financial assistance for aged, blind and dependent children
Workers compensation
First social insurance program
Old-age, survivors and disability insurance (OASDI)
Retirement program
Insurance program
Provides support for disable individuals and their family
Disability insurance program (DI)
Veterans benefits
Social security system
Provides support for low-income families
Social workers should be aware of benefits for clients
Know the eligibility process
Non-Cash Programs for Low-Income Families
SNAP
WIC
Tenant-based rental assistance program
HOME investment partnership programs
Asset-Based Policies
Assets
Equity in home
Savings account
Stocks
Mutual funds
Rental property
Vehicles
Certificates of deposit
Asset-based reform
Asset-based programs
OASDI
TANF
SSI
WIC
GA
EITC
IndividuaL Development Account (IDA)
Child Savings Account (CSA)