Please enable JavaScript.

Coggle requires JavaScript to display documents.

INTRODUCTION & OVERVIEW OF FINANCIAL SYSTEM (BANKING SYSTEM…

- - - - Main contributors of assets in financial system
      - Provide banking facilities & services to meet financial needs of participants
    - - Loan, advances & finance
      - Deposit placement with financial institution
      - Security held for trading and maturity
  - - - Support development in strategic & new growth area, to complement the financial service in meeting the national policy
      - Provide managerial & technical assistance apart from financing
      - Provide capital for industrial, agriculture, commercial or other economic development (specialized in nature)
  - - - Provide facilities to make payments an receive money
      - Finance government paper
      - Mobilize savings
    - - Deposit account
      - Foreign
    - - Domestic
      - Foreign
    - - Provide current account facilities
      - Accept deposits
      - Raise Funds
  - - - Acts as keeper of international reserves & safeguarding the value of RM
      - Acts as banker & financial advisor to government
      - Issue currency
      - Banker to other banks
  - - - Prohibition of riba'
      - Equity participation - Profit & risk sharing in business venture
      - Based on Syariah Laws
    - - Al-Mudharabah
      - Al-Wadiah (Saving)
    - - Home/Property Financing
        
        MUSHARAKAH
        
        MUSHARAKAH MUTANAQISAH
        
        AL-BAI BITHAMAN AJIL
      - Motor Vehicle Financing
        
        AL-IJARAH THUMMA AL-BAI
        
        AL-IJARAH
      - Personal Financing
        
        BAI' AL-INAH
      - Credit Cards
        
        BAI' AL-TAWARRUQ
        
        AL-QARDHUL HASAN
        
        BAI' AL INAH
      - Project Financing
        
        MUDHARABAH
        
        MUSYARAKAH
      - Bank Guarantee
        
        AL-KAFALAH
      - Letter Of Credit
        
        MUSYARAKAH
        
        MURABAHAH
        
        AL-WAKALAH
      - Islamic Accepted Bills
        
        BAI' AL-DAYN (DEBT TRADING)
      - Working Capital Financing
        
        MURABAHAH
- - - - Banking Institutions (Commercial Banks, Investment Banks)
      - Other Institutions (Offshore Banks, Representative Offices of Foreign Banks)
      - Bank Negara Malaysia
    - - Provident & Pension Funds
      - Saving Institutions - National Savings Bank, Co-operative Societies)
      - Development Finance Institutions (DFIs)
  - - - Options Markets
      - Futures Markets
    - - Financial Centre
      - Labuan International Offshore
    - - Bond Market
      - Equity Market