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Internet Technologies and Banking Industry (-Paper checks, -Other major…
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Check processing
-Old method of physical check processing
- Banks now provide PDF images of processed checks
- Disadvantages of paper checks
-Technologies helping bank reduce float
- Check 21-compliant word
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Phishing Attacks
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Recipient enters login name, password
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Summary
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Stored-value cards
Smart cards, magnetic strip cards
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Mobile banking
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2009: banks launched sites allowing customers using smart phones to obtain bank balance, view account statement and find a nearby ATM
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Credit card reader attachment available for some smart phones yielding a portable payment processing terminal
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