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Insurance (Motor Insurance Insurance Premium factors Type of…

- - - - Third-Party Insurance (Mandatory) (Cashless)
        
        offers insurance coverage for all the third party liabilities -
        injury,
        death of a third party as well as
        damages caused to a third party property.
        As per the Motor Vehicles Act, it is compulsory for every car owner in India to have at least a third party liability only policy cover.
        
        Addons # #
      - Comprehensive Insurance (Cashless)
        
        It covers third-party liability as well as own loss or theft or damage to the insured vehicle
        (damage due to accident, riots, strikes, malicious acts, earthquake, flood, storm etc.)
        
        Addons
        
        hired driver cover
        
        unnamed passenger cover
        
        Max Age 5 Years
        
        Nil Depreciation Cover
        
        Engine Protection Cover
        
        Return to Invoice Cover
        
        NCB Protect Cover
        
        Consumables Cover
        
        Exclusions
        
        Ageing, wear and tear of the vehicle
        
        Mechanical or electrical breakdown
        
        Damage causes under the influence of
        alcohol, drugs and any other intoxicating substance
        
        Damage caused by driver driving without a valid driving license
        
        Consequential loss
        
        Damage to engine as a result of oil leakage.
        
        Loss damage outside the geographical boundary of India