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1081_CDPS_G1 [PR] Chapter 12– Tomorow ([3] Health Care (feature…

- - - - :green_cross:Industries with high failure costs.
        
        defaulted loan
        
        patient with wrong doctor
      - :green_cross:Resource-intensive industries.
        
        EX: mining, oil and gas exploration
      - :green_cross:Industries with high regulatory control.
        
        EX: Banking, Health care and education
  - - - Retailing
      - Publishing
    - - OpenTable to Etsy, Uber, and Airbnb
    - - Telecom
      - Media
    - - Carfax
- - - - prestigious colleges are the gatekeepers
    - - the product of schools is imformation
    - - different colleges have different programs
    - - competing array of rating systems
  - - - EX: Harvard, Princeton, Stanford...
    - - EX: Skillshare, Udemy, Coursera, edX...
      - the advantages provided by platform
        
        instructors and learners can easily to meet
        
        students more interested in the
        real-world abilities instead of diploma
        
        apply conventional credential
        
        separating the teaching of specific skills
        
        facilitating many experiments with form and structure
      - the changing of education model
        
        barriers to entry first-class education are falling :arrow_down:
        
        goods sold as a unit by colleges, starting to separate
- - - - click app :arrow_right: describe symptoms :arrow_right: a physician arrive within two hours
    - - software package offer customized advice
      - shift health care system form curing illnesses to preventing them
      - saving health cost
        
        like chronic illnesses
      - measure health indicators
        
        pulse、blood pressure、sleeping patterns and so on
- - - - Central electrical energy grid
        One-way pipeline model of energy production
        
        using the fossil fuel
        
        expensive and inefficiencies
        
        mismatch between supply and demand (variability of energy)
    - - Smart grid technology
        Platform model
        
        electrical metering tools
        
        implement variable pricing system
        
        the responsiveness of system to variations in demand
        
        encourage conservation
        
        smooth out fluctuations in energy availability and use
        
        decentralization
        
        reducing the grid's reliance
        
        increasing reliability
        
        decreasing vulnerability to sabotage or disaster
        
        easier to distribute energy produced by consumers using
        (wind turbines, photovoltaic panels, and other small-scale systems
        
        interactive ecosystem
        
        control the usage of energy (produce, share, conserve, store)
    - - Global energy marketplace
        
        Battery technology
        
        produced the energy by solar and wind power
        
        rechargeable electrical storage batteries
        
        Tesla's Gigafactory
        
        new generation of powerful batteries
        
        capable of supplying energy to a home (2 days)
    - - Single direction from a central source ➡️ Global energy marketplace
      - Example : bundles of distributed energy resources on the wholesale market (California)
      - Purposes :star:
        
        integration of clean renewable power
        
        accommodate the inherent variability in energy demand
        
        efficiency, renewable
- - - - the value of transaction data
        
        spending habits
        
        consumer tastes
        
        generate more economic activity
        
        ShopThis!
        
        Technology R & D division
    - - the online peer-to-peer lending platform (Zopa and Lending Club
        
        ability to identify patterns in lending and borrowing
        through the data collection
        
        lower interest rate
        
        predict defaults and fraud behaviors
      - alternative sources of funding for business
        
        offer funding to new enterpriser
        
        exchange for equity participation
      - the marketing of financial products
        
        consummating mutually beneficial matches between financial services and the consumers
    - - gathering real time data about driving behavior
        
        offer customized insurance packages
      - wearable devices for tracking health
    - - No bank service in the living place
      - lack the capital needed
      - mobile device is available
        
        the chance of online financial platforms
        
        huge business opportunity
- - - - more labor may be unemployment
        
        lost their benefits
      - Traditional
    - - more freelancers in the market
        
        more competitive
      - nontraditional
- - - - Mayor's office of civic innovation
      - promote the sharing data which can improve the quality of life
        
        energy efficiency
        
        finance
        
        building safety
- - - - Ex. GCP